FLEXIBLE,
PERSONALIZED LEASING.

A lease designed to meet your needs.

If you like driving the latest BMW every few years, and keeping your options as open as the road, leasing may be the most flexible option. With BMW Financial Services, you can personalize a lease around your driving needs—choosing term lengths, mileage needs, and more with low monthly payments.

If owning the Ultimate Driving Machine^® is your ultimate destination, financing may be your best option. BMW Financing Programs offer customizable options and no mileage restrictions. And we even make it easy to leverage your trade-in value when it's time to upgrade.

To get started, explore our available Lease and Financing Programs, or contact your local BMW Center to learn more.

Yes, you can purchase your BMW at any point during your lease term. To determine your current buyout amount, log in to your account at myaccount.bmwfs.com and navigate to 'Payoff Information,' or use the My BMW App. Note that BMW Financial Services does not negotiate residual values—the buyout amount is set in your original lease contract. If you finance the buyout through BMW Financial Services, your disposition fee will be waived.

No. BMW Financial Services does not negotiate payoffs or residual values.

BMW Financial Services looks for ways to help you get behind the wheel of a BMW with different leasing options. You can apply online, and your local BMW Center can provide assistance with the approval process.

With BMW Financial Services, you can personalize a lease around your driving needs—choosing term lengths, mileage needs, and more with low monthly payments. The residual value of your vehicle will be built into your contract to ensure total visibility into your lease terms.

BMW Financial Services does not have a specific minimum credit score for leasing or financing. However, well-qualified customers—typically those with a FICO score of 700 or above—are most likely to qualify for the best rates and terms. Customers with scores in the 620–699 range may still qualify, though with higher interest rates or additional down payment requirements. Contact your local BMW Center to discuss your options.

We always look for ways to help you get behind the wheel of a BMW. When you apply for leasing, you'll submit a financing application to ensure you meet current qualifications. If you have questions about your eligibility or how the approval process works, contact your local BMW Center.

Yes, in certain cases you can lease a BMW without putting money down. Most drivers prefer to pay a down payment, however, because it reduces monthly payments.

In most cases BMW Certified vehicles qualify for leasing. The BMW Certified Program is an extensive certification program for pre-owned BMWs. To earn the distinction of being certified, vehicles must have more than 300 miles but less than 60,000 miles on the odometer. We review each vehicle's CARFAX™ or AutoCheck® report, and ensure that it has genuine BMW parts, plus an up-to-date maintenance history. Next, 360° vehicle inspections, reconditioning, and approvals are completed by trained technicians who know BMW best. A comprehensive road test by BMW experts is the next step in the process, using all-BMW diagnostic equipment.

No, BMW Financial Services does not offer an unlimited mileage car lease. You will have options if you happen to go over your mileage allowance, however. You can buy out the lease at the end of your lease term, purchase additional miles at a discounted rate prior to returning your BMW, or pay a set amount per overage mile.

Yes, however there's no need to worry about overages when you set your mileage up front. With the Mileage Adjustment Program, you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle. Learn more about the Mileage Adjustment Program.

Need to go the extra mile? Purchase additional lease miles by calling (800)-959-4269 or by signing into My BMW.

BMW Financial Services may have options available to extend the term of your Lease up to six months beyond the contract maturity date. Lease extensions are subject to certain limitations and eligibility requirements. To learn more, contact your preferred BMW Center or visit My Account for details. Note, options to extend your Lease directly on My Account are only available in the final two months of the contract term.

If you end your BMW lease before the scheduled contract end date, you may be responsible for an early termination fee. The fee is calculated based on the remaining payments and the current value of the vehicle. For your specific early termination amount, log in to myaccount.bmwfs.com or contact BMW Financial Services directly.

While you’re enjoying your new BMW, there is the potential for excess wear and use charges at lease-end. That’s why we offer optional BMW Lease-End Protection. This protection package covers excess wear and use charges for interior stains, tire wear, chips, dents, dings, and more, at the end of your lease—up to $5,000 total.

Simply visit MyBMW to confirm if your current BMW has Lease Protection or contact your local BMW Center for details on purchasing BMW Lease Protection for your next vehicle.

The BMW Pull-Ahead Program allows eligible customers to end their current BMW lease early and waive remaining payments when upgrading to a new BMW. Eligibility and terms vary and are typically offered on a limited basis. Contact your local BMW Center or BMW Financial Services to find out if this program is available.