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    Learn more about BMW Select balloon financing, a unique financing option that gives you all the benefits of ownership with lower monthly payments on any BMW vehicle.  

    What Is Balloon Financing?

    BMW Select and BMW OwnersChoice  balloon financing offers all the perks of ownership with the benefit of lower monthly payments. You’ll make payments on a portion of the vehicle’s total financed amount, with a final balloon payment due at the end of the contract. You might be surprised at how much vehicle you can afford. 

    How Does Balloon Financing Work?

    At the end of the loan term, your balloon balance is due. You can pay the balance in full, apply to refinance the balloon balance, or, if you have equity in your BMW, you may be able to use the trade-in value to help cover the balance.

    Why Choose Balloon Financing?

    Available on any new, pre-owned, or CPO BMW, Select balloon financing offers more ways to get into your dream vehicle. Unlike a lease, there are no mileage restrictions or fees. Flexible terms can help lower your monthly payments, and with shorter term options you can potentially get into the latest BMW sooner.
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    If you choose to finance your next BMW through BMW Financial Services, we'll waive your disposition fee at the end of your current lease term. 

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