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    FINANCING
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    YOUR BMW

    OWN ON YOUR TERMS

    BMW Financing Programs offer customizable terms, flexible options, and no mileage restrictions. And we even make it easy to leverage your trade-in value when it's time to upgrade.  
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    BMW Balloon Financing.

    Get all the benefits of ownership plus lower monthly payments with our balloon financing options.  
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    BMW Select

    A balloon financing option that offers all the perks of ownership, with lower monthly payments compared to traditional financing.  

    At the end of your contract, your balloon balance is due. You can pay the balance in full, apply to refinance your balance, or, if you have equity in your BMW, you may be able to use the trade-in value to help cover your balance.

    BMW SELECT BALLOON FINANCING HIGHLIGHTS:

    • Available in most states
    • Eligible on new, Certified Pre-Owned, or pre-owned BMW vehicles
    • No mileage restrictions or wear and use charges
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    BMW OwnersChoice

    A balloon financing option available to drivers whose vehicle is garaged in Illinois, Texas, and Georgia. It offers low monthly payments and extra flexibility at the end of the term.

    This option allows you to sell your vehicle back to BMW Financial Services, pay the balance in full or apply to refinance your balance at the end of the term. You may also payoff the vehicle in full or apply to refinance your balance.

    Contact Dealer

    BMW Credit Lock.

    Even if you're still searching for your dream BMW, you can take advantage of attractive rates and offers happening now. BMW Credit Lock lets you lock in a rate for an extended period, so you never miss out on a great deal.  
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    Waived Disposition Fees.

    If you choose to finance your next BMW through BMW Financial Services, we'll waive your disposition fee at the end of your term.   

    BMW International Executive Program.

    If you’re working in the U.S., you might qualify for financing on new BMW or Certified Pre-Owned vehicles. The BMW International Executive Program helps professionals obtain financing without an established credit file in the U.S.  
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    Start financing your BMW today.

    Ready to take the next step towards owning the BMW you've always wanted? Your local BMW Center is ready to help answer questions and provide program details.
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