SEDANS & GRAN COUPES
THE MOST POWERFUL LETTER IN THE WORLD
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When will I receive my monthly Account Statements?
How are my payments applied?
Payments are first credited to unpaid finance charges, then to the outstanding principal balance, then to any outstanding fees. Your Account Statement will break down how your payments have been allocated, or visit My BMW at to view your amortization schedule.
Can I make a payment with my debit or credit card?
Is there a grace period for late charges?
What happens when I make payments greater than my regular scheduled monthly payment?
How are payment credits applied?
When is my account reported to the credit reporting agencies?
How does BMW financing work?
BMW Financial Services offers competitive interest rates and flexible contract terms from 24 to 84 months with a wide range of down payment options. Depending on what works best for your budget, you can choose weekly, bi-weekly or monthly payment options.
We also offer two balloon financing options, BMW Select and BMW OwnersChoice — both provide all the benefits and security of ownership with low monthly payments. Learn more about our balloon financing options.
What credit score do I need to finance a BMW?
Can I finance a BMW with no money down?
Can I finance a used BMW?
How long does it take BMW to approve financing?
Does BMW require proof of income?
How does BMW leasing work?
What credit score do I need to lease a BMW?
Can I lease a BMW with no money down?
Can I lease a used BMW?
Does BMW offer an unlimited mileage car lease?
Are there mileage limits on a leased car?
There's no need to worry about overages when you set your mileage up front. With the Mileage Adjustment Program, you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle. Learn more about the Mileage Adjustment Program.
Need to go the extra mile? Purchase additional lease miles by calling (800)-959-4269 or by signing into My BMW.
Can I extend my lease?
What if my leased vehicle is damaged?
While you’re enjoying your new BMW, there is the potential for excess wear and use charges at lease-end. That’s why we offer optional BMW Lease-End Protection. This protection package covers excess wear and use charges for interior stains, tire wear, chips, dents, dings, and more, at the end of your lease – up to $5,000 total.
Simply visit MyBMW to confirm if your current BMW has Lease Protection or contact your local BMW Center for details on purchasing BMW Lease Protection for your next vehicle.