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    BMW FINANCIAL
    SERVICES

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    Go Beyond the Drive™.

    Discover products and services designed and delivered by the people who know BMW best. BMW Financial Services is here to help you get into the Ultimate Driving Machine of your dreams – and bring you exclusive offers, benefits, and events that take your BMW experience even further.

    Clear, simple pricing. Tailored lease and financing options. Personal service. It's what going Beyond the Drive™ is all about.
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    LEASING

    High excitement meets low monthly payments.
    Learn More
    Special Offers
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    FINANCING

    Own your BMW – and every road you’re on.
    Learn More
    Apply Now
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    SUBSCRIPTION

    The ultimate driving membership.
    Learn More
    Apply Now
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    Download the new
    My BMW App

    Manage your BMW Financial Services account through the new My BMW App. Make payments, receive notifications, access pay-off quotes, and more right from the convenience of your phone.
    Learn More

    PROTECTION & INSURANCE

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    BMW Ultimate Protection.

    Stay covered with a full suite of products designed to deliver an added level of care.  
    Learn More
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    BMW Performance Insurance. 

    Receive special savings and exclusive benefits when you insure your BMW with Liberty Mutual®.  
    Visit Liberty Mutual

    BMW CREDIT CARDS

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    Rewards for the driven.

    Accelerate your rewards with the BMW Card that's right for you.
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    EXCLUSIVE PROGRAMS

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    BMW Car & Ride Sharing Lease.

    A unique lease that gives you the freedom to use your BMW for car and ride sharing services.
    Learn More
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    BMW College Graduate
    Program.

    Recent college graduates can get an attractive rate and $1,000 towards the purchase or lease of any new or Certified Pre-Owned (CPO) BMW.  
    Learn More

    FREQUENTLY ASKED QUESTIONS

    1

    What payment options are available?

    BMW Financial Services offers a variety of easy, convenient payment methods.

    Online with your My BMW account
    Easily manage your account online with My BMW. From here, you can make one-time electronic payments, enroll in EasyPay automatic payments, sign up for Paperless Statements, view your Account Statements, and more.

    Log in or create your account today at mybmw.bmwusa.com

    Pay By Phone
    Call 800-578-5000 and make a one-time payment with your checking/savings account or debit card for the same day, or schedule your payment for a future date.

    Pay By Mail
    Tear off and return the bottom portion of your Account Statement with your payment. (If you're signed up for paperless statements, print the return portion). Make checks payable to BMW Financial Services and include your 10-digit BMW Financial Services account number.


    2

    When will I receive my monthly Account Statements?

    Account Statements are delivered approximately 14 days before a payment is due. You'll receive a notification by mail, or by email if you're enrolled in paperless statements.

    You can also view your Account Statement any time by signing in to My BMW.


    3

    How are my payments applied?

    Payments are first credited to unpaid finance charges, then to the outstanding principal balance, then to any outstanding fees. Your Account Statement will break down how your payments have been allocated.

    Amortization schedules are always available through your My BMW account.


    4

    Can I make a payment with my debit or credit card?

    While debit cards are acceptable, we unfortunately cannot accept credit cards for regular monthly payments.

    5

    Is there a grace period for late charges?

    Grace periods – the amount of time between a due date and the assessment of late fees – are regulated by state governments. Please refer to the Account Summary section of your Account Statement to determine if you are eligible for a grace period.

    6

    Can I make a payment greater than my regular scheduled monthly payment?

    Yes. If you pay more than the Total Amount Due, the extra payment will be applied to your principal balance. This may reduce the interest you pay over the life of your account and may reduce your final payment or shorten the term of your financing agreement.

    7

    How are payment credits applied?

    Payment credits are applied on your scheduled due date and will be reflected on your Account Statement.

    8

    What happens if I miss a payment?

    Late payments (more than 29 days past due), missed payments, or other defaults on your account may be reflected on your credit report. In accordance with Federal law, you are hereby notified that a negative credit report reflecting on your credit records may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation.

    PRIVACY: Please click here for the BMW Financial Services Privacy Statement (including state specific privacy statements and contact methods).
    BMW Financial Services NA, LLC, NMLS #2738
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