BMW driver behind the wheel enjoying a drive on a sunny day

BMW FINANCIAL
SERVICES

Check out the BMW M digital brochure.

Go Beyond the Drive^™.

Discover products and services designed and delivered by the people who know BMW best. BMW Financial Services is here to help you get into the Ultimate Driving Machine of your dreams – and bring you exclusive offers, benefits, and events that take your BMW experience even further.

Clear, simple pricing. Tailored lease and financing options. Personal service. It's what going Beyond the Drive™ is all about.

BMW 4 Series Convertible driving on a highway during sunset

LEASING

High excitement meets low monthly payments.

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Special Offers

BMW 5 Series Sedan cruising along a highway

FINANCING

Own your BMW – and every road you’re on.

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Apply Now

The 4 Series Sedan, Gran Coupe, and Convertible parked during sunset

SUBSCRIPTION

The ultimate driving membership.

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Apply Now

BMW i3 plugged into a BMW i Wallbox while the BMW driver is checking the stats on her phone

GET THE BMW
CONNECTED APP

Access BMW Financial Services from your iOS devices with the BMW Connected app. It's an easy way to manage your account wherever you are.

Download Now

PROTECTION & INSURANCE

BMW driver checking her phone while getting in her car

BMW Ultimate Protection.

Stay covered with a full suite of products designed to deliver an added level of care.

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BMW X5 driving under a bridge with the city in the background

BMW Performance Insurance.

Receive special savings and exclusive benefits when you insure your BMW with Liberty Mutual^®.

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BMW CREDIT CARDS

Black and white BMW cards side by side with mountains behind it

Rewards for the driven.

Accelerate your rewards with the BMW Card that's right for you.

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EXCLUSIVE PROGRAMS

BMW Car & Ride Sharing Lease.

A unique lease that gives you the freedom to use your BMW for car and ride sharing services.

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BMW 2 Series Gran Coupe driving through vibrant, colorful city

BMW College Graduate
Program.

Recent graduates can get $1,000 off a new or Certified Pre-Owned BMW.

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FREQUENTLY ASKED QUESTIONS

1

What payment options are available?

BMW Financial Services offers a variety of easy, convenient payment methods.

Online with your My BMW account
Easily manage your account online with My BMW. From here, you can make one-time electronic payments, enroll in EasyPay automatic payments, sign up for Paperless Statements, view your Account Statements, and more.

Log in or create your account today at mybmw.bmwusa.com

Pay By Phone
Call 800-578-5000 and make a one-time payment with your checking/savings account or debit card for the same day, or schedule your payment for a future date.

Pay By Mail
Tear off and return the bottom portion of your Account Statement with your payment. (If you're signed up for paperless statements, print the return portion). Make checks payable to BMW Financial Services and include your 10-digit BMW Financial Services account number.

2

When will I receive my monthly Account Statements?

Account Statements are delivered approximately 14 days before a payment is due. You'll receive a notification by mail, or by email if you're enrolled in paperless statements.

You can also view your Account Statement any time by signing in to My BMW.

3

How are my payments applied?

Payments are first credited to unpaid finance charges, then to the outstanding principal balance, then to any outstanding fees. Your Account Statement will break down how your payments have been allocated.

Amortization schedules are always available through your My BMW account.

4

Can I make a payment with my debit or credit card?

While debit cards are acceptable, we unfortunately cannot accept credit cards for regular monthly payments.

5

Is there a grace period for late charges?

Grace periods – the amount of time between a due date and the assessment of late fees – are regulated by state governments. Please refer to the Account Summary section of your Account Statement to determine if you are eligible for a grace period.

6

Can I make a payment greater than my regular scheduled monthly payment?

Yes. If you pay more than the Total Amount Due, the extra payment will be applied to your principal balance. This may reduce the interest you pay over the life of your account and may reduce your final payment or shorten the term of your financing agreement.

7

How are payment credits applied?

Payment credits are applied on your scheduled due date and will be reflected on your Account Statement.

8

What happens if I miss a payment?

Late payments (more than 29 days past due), missed payments, or other defaults on your account may be reflected on your credit report. In accordance with Federal law, you are hereby notified that a negative credit report reflecting on your credit records may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligation.

Contact Us

Have more questions about BMW Financial Services? We're always ready to help.

CHAT: Get 24/7 support with the My BMW Message Center. Sign In
CALL: Get account info or speak with a representative.
Customer Service: 800-578-5000. BMW Performance Insurance: 844-657-8030. Insurance Claims: 800-653-4269
WRITE: We welcome written correspondence.
BMW Financial Services ATTN: Customer Correspondence P.O. BOX 3608 Dublin, OH 43016-0306

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BMW FINANCIAL SERVICES

Go Beyond the Drive™.

LEASING

FINANCING

SUBSCRIPTION

GET THE BMW CONNECTED APP

PROTECTION & INSURANCE

BMW Ultimate Protection.

BMW Performance Insurance.

BMW CREDIT CARDS

Rewards for the driven.

EXCLUSIVE PROGRAMS

BMW Car & Ride Sharing Lease.

BMW College Graduate Program.

FREQUENTLY ASKED QUESTIONS

What payment options are available?

When will I receive my monthly Account Statements?

How are my payments applied?

Can I make a payment with my debit or credit card?

Is there a grace period for late charges?

Can I make a payment greater than my regular scheduled monthly payment?

How are payment credits applied?

What happens if I miss a payment?

Contact Us

BMW FINANCIAL
SERVICES

Go Beyond the Drive^™.

GET THE BMW
CONNECTED APP

BMW College Graduate
Program.