BMW Financial Services gives you flexible financing products to make your dream of electric driving easy to achieve today, while also fitting your needs for tomorrow. We offer options for customized financing, low competitive rates, no down payment (subject to credit approval), and extended terms. A potential benefit of purchasing your BMW i vehicle is the possibility of realizing a Federal EV Income Tax Credit of up to $7,500.1 BMW Financial Services also lets you finance the purchase and installation fees for your BMW i Wallbox home charging station. BMW Financial Services offers flexible financing to suit your particular needs:

  • Traditional Financing Products.

  • OwnersChoice.2

  • Traditional Financing Products, such as retail or lease contracts offer you a choice of flexible terms and customized financing to fit your personal needs.

    OwnersChoice combines low monthly payments – like a lease – with a balloon payment at the end of the contract. This finance product provides the benefit of ownership allowing you to pay off your balance in full without financial penalties or extend the term at any time.3

    When your OwnersChoice contract term is over, you may have
    four choices:

  • Make the balloon payment and keep possession of your BMW i vehicle.

  • Refinance the balloon payment (if eligible) through BMW Financial Services.4

  • Sell your BMW i vehicle back to BMW Financial Services for the pre-determined resale price and pay any remaining contract balance.5,6

  • Make the balloon payment and use your BMW i vehicle in trade or as a down payment on your next BMW or BMW i vehicle.

  • To compare BMW i financing options click here.

    To learn more about BMW i click here.

    1 Buyers of a BMW i3 or BMW i8 may qualify for a Federal EV income tax credit of up to $7,500 and $3,793 respectively for the tax year in which the vehicle was purchased and put into service. Eligibility for the federal income tax credit depends on the vehicle buyer's individual tax situation and IRS requirements.
    2 Where available. Subject to state restrictions and other conditions, including credit approval. OwnersChoice is available in all states except NC, NH, NV, PA and PR.
    3 Refinancing through BMW Financial Services is subject to credit approval and other conditions. Except for Puerto Rico.
    4 An OwnersChoice customer may be eligible to sell the financed vehicle back to BMW Financial Services at the end of the contract term for a pre-determined resale price, and have that resale price credited against the final balloon payment due. If you sell your BMW i vehicle back to us at the end of your contract term, the difference between the pre-determined resale price for your BMW i and the final balloon payment amount due may include (i) a $350 disposition fee and (ii) any applicable excess wear and use and excess mileage charges. Any difference between the resale price and the final balloon payment due must be paid in full at contract maturity.
    5 Subject to credit approval and other conditions, you may be eligible to refinance the balloon Amount through BMW Financial Services if you sell your BMW i vehicle back to us at the end of your contract term.